What do they do? Most have their own business. They operate efficently by keeping their cost down. One case study talked about a man who was the owner of a janitorial service. This man's net worth excessed all the professional doctors, lawyers, and business men in his community. This group have annual incomes with a few exceptions are less than 100,000 dollars a year. In a small percent their income exceed a million dollars. Most importantly is the fact they have high net value amounts for their age. The medium age being about 56 years old. The important factor about this group of people is they do not spend their money maintaining a certain lifestyle. Their money has very little bearing on their lifestyle. Most have nice homes (paid for), medium value cars, and value oriented assets (land,real estate investments); however, they don't necessary require expensive foreign cars, expensive watches, memberships in multiple country clubs, nor expensive clothing. They are not cultured on gourmet foods, rich social parties, or costly toys. [Learn More ...]